Are We A Fit For You?

  • We walk with our clients through a planning process that allows you to gain a better understanding of your true life goals and desires.

    For us, the life of our client is the axis around which financial decisions revolve and evolve.

    Financial Life Planning isn’t just numbers, it’s a matter of broadening our conversations from asset management to life management.

    This involves an in-depth data gathering process, of both qualitative and quantitative information meant to engage your heart and mind.

    Our purpose: help you define and design your unique version of “the rich life.”

  • We take everything we have learned and build a plan specific to your family. This is reviewed as often as needed, but no less than twice per year. This is a living, breathing document meant to help guide decisions on your journey. We will address each of these topics to understand what works for you.

    • Cash Management

    • Investment Management

    • Retirement Planning

    • Risk Management Advice

    • Estate Planning

    • Tax Planning

    • Education Planning

  • No reason to make a plan and not follow through on it. We are here to provide support in a way that is meaningful to you.

    Additional service offerings such as managing investment portfolios, providing consolidated reporting and other life management needs are available.

  • Our Financial Life Planning services require a 12 month commitment with an ongoing monthly retainer between $650 - $1,200 depending on complexity. New clients pay an up front planning fee of $3,000.

    Our Investment Management fee begins at .7% and goes down depending upon the dollars we invest for you.

    Other services will be priced upon request.

  • Let’s have a conversation!

    • 1 hour call to discuss what you are looking for, who we are and if we might be a good fit for you.

    If we both agree to move forward,

    • 1.5 - 3 hours over 1 or 2 meetings to begin engaging, identifying and clarifying your values and priorities.

    • 1.5 - 2 hour meeting to establish meaningful and purposeful aspirations in several areas of your life. This is where the real vision of your ideal life comes to the forefront.

    • 1.5 - 2 hour meeting to summarize and clarify everything we’ve learned and created. We will present a draft of your True Wealth Plan and show you how the plan supports your life vision.

    • 1 - 1.5 hour meeting to present your final plan, discuss implementation and monitoring as well as strategies for maintaining focus on your priorities. We will also discuss areas we can proactively plan for future transitions - not just the financial ones.

    After we have our plan,

    • Minimum of 2 check-in’s per year to check progress and make any updates. These can be quick or up to 2 hours. You may find we “check-in” a little more frequently when we know something’s happening in your life.

    • A team of professionals who can answer questions anytime, make updates to the plan as needed. We are always available to you. Remember, plans are meant to change. That’s what we are here for!

    • Recommendations for other experts as you need them.

    • Support on specific needs or tasks as they arise. If these are outside of our original scope, we will provide a pricing structure and agreement.

    • Research and support on general life topics and those that we know are specifically important to you.

  • True Wealth Planning requires open, honest and ongoing communication. Do we expect you to trust us from day one? Absolutely not. Trust is earned and we will build that trust as our relationship matures.

    The basis of creating this plan for you however, means we must begin building that foundation of trust very quickly. While we are asking you to be open with us, we commit to you to be a safe place for any discussion. You’ll get no judgment from us. Normal is a setting on the dryer, not a life goal. We’re all here because we have something unique to offer & teach others. We believe it is our job as planners, and humans, to be kind, caring and interested.

  • White River is a fee-only, Registered Investment Advisor. We operate as a Fiduciary for our clients, meaning we receive no outside compensation for any investment recommendations we make to you, or when we connect you to other professionals. We make recommendations because we believe they are in your best interest, not ours.